When renting a property to live in, such as a home or apartment, you have special insurance needs. Although the landlord’s insurance covers the building, there is no coverage under their policy for any of your personal property. There is also no coverage for your liability exposure. Galon Insurance products can be tailored to your individual needs.
Replacement Cost Coverage on all your personal property. In other words, what it would cost for you to replace EVERYTHING you own. Some examples of items that would be included are furniture, clothing, linens, dishes, pots and pans, food, artwork, lawn and gardening supplies and patio furniture as well as many other things.
Policy Packages Includes Coverage for:
- Personal Property (Some Limitations Apply)
- Personal Liability
Special Senior Packages
If you are 65 or older and residing in a senior’s complex, please contact one of our Brokers.
Comprehensive Coverage – All risk coverage.
Coverage for any incident unless specifically excluded from your policy. Added benefits to Comprehensive coverage include coverage for Accidental Damages or Loss and Mysterious Disappearance.
Special Item Coverages
Such as Jewellery, Boats and Motors, Seasonal Properties, ATVs, Furs, Fine Art and other specialty items can also be added to your home policy. Please contact a broker to discuss any specialty items you might have.